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Free calculatorTax year 2026/27
Loan calculator
Work out the monthly repayment, total interest and total repayable on a fixed-rate loan.
The calculator
Estimate only. This calculator provides an estimate only and should not be relied on as advice.
How the loan calculator works
Enter the amount, the interest rate and the term, and the calculator works out the monthly repayment, the total interest and the total amount repayable on a fixed-rate loan. Use it to plan borrowing for equipment, a vehicle or working capital, and to compare offers.
For business borrowing, the right structure — loan, asset finance or an overdraft — depends on what you are funding and your cash flow. We can help you choose and model the impact.
Frequently asked
What affects my monthly repayment?+
The loan amount, the interest rate and the term. A longer term lowers the monthly payment but increases the total interest paid.