Our estate-planning specialists can assist you in mitigating inheritance-tax liabilities by utilising lifetime gifts — both outright or via a trust — and by advising you on how best to write or update your will.
Lifetime gifts and trusts
Giving during your lifetime, outright or through a trust, can significantly reduce the value of your estate for inheritance tax — but it needs to be planned carefully around the seven-year rule, your own needs, and the reliefs available. We help you use lifetime transfers effectively.
Wills
A well-drafted, up-to-date will is the foundation of any estate plan. We advise on how best to write or update your will so it reflects your wishes, provides for your beneficiaries, and works with the rest of your estate planning.
What's included
Lifetime gifts
Outright or via trust, planned around the seven-year rule.
Trusts
Setting assets aside for beneficiaries, tax-efficiently.
Wills
Advice on how best to write or update your will.
Frequently asked
Do I need a will if I have done estate planning?+
Yes — a will is the foundation. It ensures your estate passes as you intend and works alongside any lifetime gifts and trusts.
Can gifts really reduce inheritance tax?+
Yes — lifetime gifts, outright or through a trust, can reduce the value of your estate for IHT, subject to the seven-year rule and your own needs. We help you plan them properly.