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Free calculatorTax year 2026/27
Savings calculator
Project the future value of regular savings, accounting for interest and inflation.
The calculator
Estimate only. This calculator provides an estimate only and should not be relied on as advice.
How the savings calculator works
Project the future value of regular savings. Enter your starting balance, monthly contribution, expected interest rate and time horizon, and the calculator estimates what your pot could grow to — optionally adjusted for inflation so you can see the real, spending-power value.
Tax-efficient wrappers such as ISAs and pensions can significantly improve the outcome. We can help you plan savings and investments around your wider tax position.
Frequently asked
Should I save in an ISA?+
ISAs let your savings grow free of income and capital gains tax up to the annual limit. Whether an ISA or pension is better depends on your goals and tax position — we can advise.