Income tax & take-home
Estimate income tax and National Insurance on a gross salary — England, Wales and Northern Ireland.
The calculator
How the income tax & take-home calculator works
Enter your gross annual salary and the calculator estimates your income tax, National Insurance and resulting take-home pay for England, Wales and Northern Ireland. It applies the current personal allowance and tax bands, and the standard National Insurance thresholds.
It is a quick way to see the effect of a pay rise, a bonus or a change in hours. For a full picture — including pension contributions, benefits in kind, student loans or Scottish rates — talk to us and we will run the exact numbers.
Frequently asked
Does this include Scottish income tax?+
This tool uses the rates for England, Wales and Northern Ireland. Scotland sets its own income tax bands — get in touch if you are a Scottish taxpayer.
Why is my take-home lower than expected?+
The personal allowance tapers away once income exceeds £100,000, and higher and additional rates apply above the thresholds. Pension contributions and salary sacrifice can reduce the tax.